Quick answer: There are four ways to acquire medical equipment, not two: buy with cash, finance with a loan, lease, or rent. Buying with cash or a loan is cheapest over a long life and gives you ownership; leasing and renting cost more in total but preserve cash, bundle maintenance, and let you upgrade. The right choice depends on how long you will use the equipment, how fast it becomes obsolete, and what your cash is worth elsewhere. Compare total cost of ownership, not monthly payments.
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